Your calculator entries stay in your browser
Last updated: August 2026
Calculator information
Balances, APRs, minimum payments, currency selection and extra-payment amounts are processed locally in your browser. They are saved in local storage so the plan remains after a refresh. Payoff Path does not receive those calculator entries. Use “Clear my saved data” when using a shared device.
Ordinary website requests
Cloudflare delivers and protects the website and necessarily processes technical information such as IP address, browser details, requested pages, timestamps and security signals according to its services and privacy terms.
Privacy-focused website analytics
Payoff Path may use Cloudflare Web Analytics to understand page visits, referral sources, general location, device and browser categories, and page performance. According to Cloudflare, its Web Analytics beacon does not use cookies or browser local storage to collect usage metrics and does not fingerprint individuals. Analytics are used to improve the website and are not used to receive the balances, APRs, payments or names entered in the calculator.
No behavioural advertising
This release contains no Google Analytics, advertising pixels or behavioural advertising. If advertising or materially different tracking is introduced later, this policy and any required consent controls will be updated before activation.
If you email support, the message, address and information you choose to provide are processed by the applicable email providers. Do not send sensitive financial or identity information.
Purchases
Website purchases are processed and delivered by Lemon Squeezy, the Merchant of Record. Lemon Squeezy processes payment, billing, tax, fraud-prevention and order-delivery information under its own privacy terms. Purchases initiated on Etsy are processed and delivered entirely through Etsy under Etsy’s Privacy Policy. Payoff Path does not directly receive or store full payment-card numbers.
Contact
Privacy questions: support@payoffpathworks.com.